E-DEPOSIT

The New Way to Make Your Deposits

• No trips to the bank; prepare deposits at your desk
• Using a table-top scanner, scan checks
• Checks are imaged, endorsed and verified
• Your deposit is ready for review
• Send secure file electronically from your PC

                        See lobby representative for more details.

 

Edeposit Transmission Times and Deposit Confirmations

Transmissions for Edeposits are captured and processed throughout each business day. Customers transmitting deposit information prior to the last posting cutoff time of 5:00 PM CST will be credited as of current business day. Deposits transmitted after the daily cutoff time; weekends or holidays will be posted the next business day.

First International Bank normally observes the following holidays during the year:

 

2011 Federal Holiday Schedule

 

 

Friday, December 31, 2010	New Year’s Day
Monday, January 17	Birthday of Martin Luther King, Jr.
Monday, February 21	Washington’s Birthday
Monday, May 30	Memorial Day
Monday, July 4	Independence Day
Monday, September 5	Labor Day
Monday, October 10	Columbus Day
Thursday, November 11	Veterans Day
Thursday, November 24	Thanksgiving Day
Friday, December 26	Christmas Day

Customers are responsible for understanding and building into their transmission schedules the appropriate deadlines necessary to meet the availability schedules of the Bank as set forth in the Deposit Account Agreements or as otherwise established by the Bank. In addition, customers are responsible for understanding and building into their transmission schedules the changes in transmission windows required by time changes associated with Daylight Savings Time.

Customers are provided an email confirmation of successful deposit upload and download transmissions.