Houston Rates
Interest rates are effective as of today's business date and are subject to change at any time.
| Gold Super Now 3 |
Minimum Balance to Obtain APY Maximum Amount |
Interest Rate APY1 |
| |
$1,000.00 |
$9,999.99 |
0.15% |
0.15% |
| |
$10,000.00 |
$24,999.99 |
0.20% |
0.20% |
| |
$25,000.00 |
$49,999.99 |
0.25% |
0.25% |
| |
$50,000.00 |
$99,999.99 |
0.30% |
0.30% |
| |
$100,000.00 |
$249,999.99 |
0.35% |
0.35% |
| |
$250,000.00 |
Above |
0.45% |
0.45% |
| Savings 4 |
Minimum Balance to Obtain APY Maximum Amount |
Interest Rate APY1 |
|
$200.00 |
Above |
0.10% |
0.10% |
| Money Market |
Minimum Balance to Obtain APY Maximum Amount |
Interest Rate APY1 |
| Mega Money Market |
Minimum Balance to Obtain APY Maximum Amount |
Interest Rate APY1 |
|
$25,000.00 |
$49,999.99 |
0.25% |
0.25% |
|
$50,000.00 |
$99,999.99 |
0.30% |
0.30% |
|
$100,000.00 |
$249,999.99 |
0.50% |
0.50% |
|
$250,000.00 |
Above |
0.60% |
0.60% |
| 88 Money Market |
Minimum Balance to Obtain APY Maximum Amount |
Interest Rate APY1 |
|
$888.88 |
$8,888.87 |
0.15% |
0.15% |
|
$8,888.88 |
$88,888.87 |
0.50% |
0.50% |
|
$88,888.88 |
$100,000.00 |
0.60% |
0.60% |
|
$100,000.01 |
Above |
0.75% |
0.75% |
| Certificate of Deposits: Under $100,000.00 |
Minimum Deposit to Obtain APY |
Interest Rate APY2 |
| 31 Days |
|
$1,000.00 |
0.40% |
0.40% |
| 91 Days |
|
$1,000.00 |
0.60% |
0.60% |
| 182 Days |
|
$1,000.00 |
0.80% |
0.80% |
| 12 Months |
|
$1,000.00 |
1.20% |
1.20% |
| 18 Months |
|
$1,000.00 |
1.50% |
1.50% |
| 24 Months |
|
$1,000.00 |
1.60% |
1.60% |
| 5 Years |
|
$1,000.00 |
2.20% |
2.11% |
| Certificate of Deposits: Over $100,000.00 |
Minimum Deposit to Obtain APY |
Interest Rate APY2 |
| 31 Days |
|
$100,000.00 |
0.40% |
0.40% |
| 91 Days |
|
$100,000.00 |
0.65% |
0.65% |
| 182 Days |
|
$100,000.00 |
0.80% |
0.80% |
| 12 Months |
|
$100,000.00 |
1.20% |
1.20% |
| 5 Years |
|
$100,000.00 |
2.20% |
2.11% |
| IRA Certificates of Deposits |
Minimum Deposit to Obtain APY |
Interest Rate APY2 |
| 1 Year IRA |
|
$250.00 |
1.34% |
1.35% |
| 18 Month IRA |
|
$250.00 |
1.39% |
1.40% |
| 2 Year IRA |
|
$250.00 |
1.49% |
1.50% |
| 5 Year |
|
$250.00 |
2.18% |
2.20% |
| 5 Year Roth |
|
$250.00 |
2.18% |
2.20% |
| Other Interest Rates |
|
Interest Rate |
| Target Fed Funds Rate |
|
|
|
0.25% |
1 “APY” = Annual Percentage Yield; fees can reduce earnings on the account.
2 "APY" = Annual Percentage Yield; penalty may be imposed for early withdrawal.
3 Minimum deposit of $100.00 to open account.
4 Minimum deposit of $200.00 to open account. No minimum balance is required to earn the stated Annual Percentage Yield (APY).
